Type in your monthly salary and see exactly what the government takes — and what stays in your pocket — under FY 2026-27 FBR slabs.
Salaried individuals, FY 2026-27 (Finance Act 2026). Surcharge on salaried class: abolished.
| Monthly salary | Monthly tax | Take-home |
|---|
| Annual taxable income | Tax |
|---|---|
| Up to Rs 600,000 | 0% |
| Rs 600,001 – 1,200,000 | 1% of amount exceeding 600,000 |
| Rs 1,200,001 – 2,200,000 | Rs 6,000 + 11% above 1,200,000 |
| Rs 2,200,001 – 3,200,000 | Rs 116,000 + 20% above 2,200,000 |
| Rs 3,200,001 – 4,100,000 | Rs 316,000 + 25% above 3,200,000 |
| Rs 4,100,001 – 5,600,000 | Rs 541,000 + 29% above 4,100,000 |
| Above Rs 5,600,000 | Rs 976,000 + 32% above 5,600,000 |
Key change this year: the surcharge on the salaried class has been abolished, and marginal rates were cut in four slabs (23%→20%, 30%→25%, 35%→29%, 35%→32%).
The most misunderstood part of Pakistan's tax slabs: the headline rate (say 20%) is your marginal rate — it applies only to income above that slab's threshold. Your effective rate — total tax ÷ total income — is always much lower.
Worked example at Rs 200,000/month (Rs 2,400,000/year), which sits in the 20% slab:
| Step | Calculation | Amount |
|---|---|---|
| Base tax for the slab | Fixed amount for Rs 2.2M–3.2M | Rs 116,000 |
| Marginal portion | 20% × (2,400,000 − 2,200,000) | Rs 40,000 |
| Annual tax | 116,000 + 40,000 | Rs 156,000 |
| Monthly tax | 156,000 ÷ 12 | Rs 13,000 |
Effective rate = 156,000 ÷ 2,400,000 = 6.5%. So while your marginal rate is 20% (every extra rupee above Rs 2.2M is taxed at 20%), your effective rate — what you actually pay on the whole salary — is only 6.5%. The calculator above shows both numbers: the monthly deduction your employer makes, and the effective rate that matters for budgeting.
Annual income = 150,000 × 12 = Rs 1,800,000. This falls in the Rs 1.2M–2.2M slab: Rs 6,000 + 11% × (1,800,000 − 1,200,000) = 6,000 + 66,000 = Rs 72,000/year, or Rs 6,000/month. Take-home: Rs 144,000/month. Effective rate: just 4%.
Payslip showing a different number than the calculator? Read why your payslip tax differs from online calculators — the five usual reasons, and how to reconcile in 5 minutes.
Rs 600,000 per year (Rs 50,000/month). Income at or below this is taxed at 0% for salaried individuals.
0% up to Rs 600K; 1% on Rs 600K–1.2M; Rs 6,000 + 11% on Rs 1.2M–2.2M; Rs 116,000 + 20% on Rs 2.2M–3.2M; Rs 316,000 + 25% on Rs 3.2M–4.1M; Rs 541,000 + 29% on Rs 4.1M–5.6M; Rs 976,000 + 32% above Rs 5.6M.
No — the surcharge on the salaried class was abolished in the Finance Act 2026.
No. Pakistan uses marginal slabs — only income above each threshold is taxed at the higher rate, so take-home pay always rises with gross pay.